Loan program

Fix and Flip Loans

Short-term purchase plus rehab financing for investors buying, renovating and selling or refinancing.

What we arrange

  • Up to 90% of purchase price and 100% of rehab, subject to ARV caps
  • 6 to 24 month interest-only terms
  • First-time and experienced flippers, priced by track record
  • Draw schedules that pay out as work completes
  • Exit by sale or refinance into a DSCR loan

Every lender sets its own guidelines. The numbers above are typical of the lenders we work with, not a promise. Tell us your deal and we will come back with quotes from the ones that fit.

Get quotes on a fix and flip loans deal

Send the property, loan amount and timeline. Quotes in one to two business days. No credit pull to see terms.

Start here

Questions

How fast can a flip loan close?

Seven to fourteen days is normal once the appraisal or valuation is in. Some lenders close faster on repeat borrowers.

Do I need experience?

No, but experience moves leverage and rate. We match first-timers with lenders who lend to them.

What is ARV?

After-repair value. Lenders cap the total loan at a percentage of it, commonly 70 to 75 percent.